Your title agency teams up with real estate agents, lawyers, lenders, and other experts to sort out any issues with your title report. They also provide a place for your transaction’s closing. Your title company and lender work together to get all the paperwork ready for closing.  When the settlement day arrives, be prepared to sign your closing package. This includes documents for buying or refinancing a home, and if you’re purchasing a house, it’ll also cover the agreement for transferring ownership of the property.